| Loan | APR† as Low as | Discounted†† APR | Max Financing |
|---|---|---|---|
| Auto/Vehicle Loans (New & Used) 24-23-22 | 6.25%††† / 7.75% | 6.75% | |
| Auto/Vehicle Loans (Used ‘21-19) | 6.75%††† / 8.00% | 7.00% | |
| Auto/Vehicle Loans (Used ‘18-16) | 8.50% | 7.50% | |
| Auto/Vehicle Loans (Used '15-older) | 8.75% | 7.75% | |
| Boat/Jet Ski Loans (New) | 9.00% | 8.00% | |
| Boat/Jet Ski Loans (Used ‘23-17) | 9.25% | 8.25% | |
| Boat/Jet Ski Loans (Used '16-older) | 9.50% | 8.50% | |
| Christmas Loan - Xmas Loan | 7.75% | $1,500 | |
| Line of Credit | 13.00% | $7,500 | |
| Mortgage - First | Call for Rates | ||
| Mortgage - BOOSTERline 1st. non-pur & 2nd mtg.1 | Call for details | ||
| Mortgage - Investment BOOSTERline - 1st Lien only | Call for details | ||
| Motorcycle Loans (New) | 7.25% | 6.25% | |
| Motorcycle Loans (Used ‘23-17) | 7.50% | 6.50% | |
| Motorcycle Loans (Used 16-older) | 7.75% | 6.75% | |
| Other Loans - Equipment Loan1 | 11.00% | 10.00% | |
| Other Loans - Firehouse Loan1,2 | 7.00% | $3,500 | |
| Overdraft Loan | 15.00% | $1,000 | |
| Personal Loans | 13.00% | $15,000 | |
| RV & Campers Loans (New) | 9.00% | 8.00% | |
| RV & Campers Loans (Used '16-older) | 9.50% | 8.50% | |
| RV & Campers Loans (Used 23-17) | 9.25% | 8.25% | |
| Share Secured Loan - Regular & Special3 | 4% over share or CD rate | ||
| Vacation Loan | 10.00% | $2,500 | |
| VISA Credit Card – Classic4 | 13.9% | Up to $10,000 | |
| VISA Credit Card – Platinum5 | 8.9% | Up to $15,000 | |
| Warranty Loan** | 5% | 36 Months |
| Description | Dividend Rate | APY |
|---|---|---|
| HSA Draft – Between $1,000 and $25,000 | .50% | .50% |
| HSA Draft - $25,001 and Over | .75% | .75% |
| Savings – Christmas Club – No minimum balance1 | .10% | .10% |
| Savings – Regular Share - $5 minimum balance1 | .10% | .10% |
| Savings – Special Share - $100 minimum balance1 | .10% | .10% |
| Savings - IRA – $100 minimum balance1 | .10% | .10% |
| Savings - Money Fund – Balance: Between $0 - $999.001 | 0% | 0% |
| Savings - Money Fund – Balance: Between $1,000 - $25,0001 | 1.00% | 1.00% |
| Savings - Money Fund – Balance: Between $25,001 - $100,0001 | 1.25% | 1.25% |
| Savings - Money Fund – Balance: Over $100,0001 | 1.50% | 1.50% |
| Share Certificate – 6 Month - Minimum Balance $10002 | 1.90% | 1.90% |
| Share Certificate - 1 Year – Minimum Balance: $5002 | 1.95% | 1.95% |
| Share Certificate - 2 Year – Minimum Balance: $5002 | 3.00% | 3.00% |
| Share Certificate - 3 Year – Minimum Balance: $5002 | 3.10% | 3.10% |
| Share Certificate - 4 Year – Minimum Balance: $5002 | 3.20% | 3.20% |
| Share Certificate - 5 Year – Minimum Balance: $5002 | 4.00% | 4.00% |
| Share Certificates - IRA Traditional – 12 months3 | 1.95% | 1.95% |
| Share Certificates - IRA Traditional – 24 months3 | 3.00% | 3.00% |
| Share Certificates - IRA Traditional – 36 months3 | 3.10% | 3.10% |
| Share Certificates - IRA Traditional – 48 months3 | 3.20% | 3.20% |
| Share Certificates - IRA Traditional – 60 months3 | 4.00% | 4.00% |
| Share Certificates - Roth & Education | Call for rates |
†APR = Annual Percentage Rate – Contact Credit Union for sample payment amounts and repayment options. Rates are determined by credit rating. Credit approval required. Rates, terms and conditions apply and are subject to change without notice.
††.50% interest rate reduction for ACH/Payroll payment and .50% Loyalty discount. Secured/consumer loans only. Plus loans at above rate.
†††Interest rates are for 800 credit score and above. Qualifies for loyalty discount only.
1Maximum term limits apply. Call for details.
2Two signatures req'd for financing.
3Certificate Secured: Loan APR is 4% over Certificate dividend rate held as collateral. Finance amounts and term amounts equal to Certificate amount and term. Contact the Credit Union for more details.
4Interest rate is determined by credit score.
58.9% on purchases - 10.9% on cash advances & balance transfers. Credit score of 680 or higher required.
**Route 66 extended warranty loan- 5% for the amount of the coverage. 36 months max term. Proceeds go directly to Route 66.