Rates Effective 3/1/2024

Description Dividend Rate APY
HSA Draft – Between $1,000 and $25,000 .50% .50%
HSA Draft - $25,001 and Over .75% .75%
Savings – Christmas Club – No minimum balance1 .10% .10%
Savings – Regular Share - $5 minimum balance1 .10% .10%
Savings – Special Share - $100 minimum balance1 .10% .10%
Savings - IRA – $100 minimum balance1 .10% .10%
Savings - Money Fund – Balance: Between $0 - $999.001 0% 0%
Savings - Money Fund – Balance: Between $1,000 - $25,0001 1.00% 1.00%
Savings - Money Fund – Balance: Between $25,001 - $100,0001 1.25% 1.25%
Savings - Money Fund – Balance: Over $100,0001 1.50% 1.50%
Share Certificate – 6 Month - Minimum Balance $10002 1.90% 1.90%
Share Certificate - 1 Year – Minimum Balance: $5002 1.95% 1.95%
Share Certificate - 2 Year – Minimum Balance: $5002 3.00% 3.00%
Share Certificate - 3 Year – Minimum Balance: $5002 3.10% 3.10%
Share Certificate - 4 Year – Minimum Balance: $5002 3.20% 3.20%
Share Certificate - 5 Year – Minimum Balance: $5002 4.00% 4.00%
Share Certificates - IRA Traditional – 12 months3 1.95% 1.95%
Share Certificates - IRA Traditional – 24 months3 3.00% 3.00%
Share Certificates - IRA Traditional – 36 months3 3.10% 3.10%
Share Certificates - IRA Traditional – 48 months3 3.20% 3.20%
Share Certificates - IRA Traditional – 60 months3 4.00% 4.00%
Share Certificates - Roth & Education Call for rates

1Notes: Rates subject to change without notice after account is opened. Fees may reduce earnings.

2Penalty Information: A penalty may be imposed for early withdrawal of the above Share Certificates.

3IRA withdrawls may be subject to IRS penalties.

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